If you have a pending personal injury case and can’t work, money gets tight fast. Pre-settlement funding can help, but the structure of that funding matters as much as the amount.
How a lump sum works
A lump sum is a single payment after approval. It’s useful when you have a specific, immediate need, such as catching up on overdue rent or covering an urgent expense.
The challenge is that cases can take a long time to resolve. A lump sum received early is often spent early, while monthly bills keep arriving.
How a monthly plan works
A monthly funding plan provides a set amount on a regular schedule while your case is pending. It’s built to match how expenses actually work: rent, utilities, groceries, and car payments every month.
- Easier to budget around
- Helps reduce pressure to accept an early, low offer
- Can be combined with a lump sum when needed
Questions to ask before you choose: What do I need right now? What will I need every month? How long might my case take? Talk it through with your attorney.
You don’t have to pick just one
Many people benefit from a combination: a smaller lump sum to get current, then steady monthly support. Learn how FUND ME monthly plans work.
